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Walk Through the Building Process | Better Homes & Gardens – The construction loan is short-term and covers the time it takes to build your home. During this time, the loan is paid to you in installments, or draws, to cover building costs as they occur. When the term of the construction loan expires, it’s replaced with a regular mortgage, which usually has a term of 15 to 30 years.

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The Essex Homes Building Process – Once your home is complete, you will meet with your building superintendent for new home orientation. This is your time to familiarize yourself with your new home and all of its components. Your superintendent will also review the warranty process and you will receive contact information for post-closing assistance.