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Today’s 30-year fixed rate: 4.35 %. Current rates in Texas are 4.35% for a 30-year fixed, 3.76% for a 15-year fixed, and 3.97% for a 5/1 adjustable-rate mortgage (ARM). Compare and lock-in current mortgage rate quotes in Texas from multiple lenders. Bankrate provides real-time rates with APR for 30-year fixed, 15-year fixed and more.

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As the economy slows, banks see more loans go. high success rate in most any line of business, banks have little room for error. "Banking is such a slim-margin business," Bass said. For every $100.

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