An effective way to finance a home renovation project is to apply for a home equity loan or HELOC. To qualify, you will need at least a credit.

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It's ultimately up to the VA to determine eligibility for the home loan program, but prospective borrowers can get a good idea by looking at the VA's basic eligibility .

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interim construction financing Interim Construction Loan. This is a construction loan and term loan closed simultaneously. This financing pays for the labor and materials used during construction. This loan converts to permanent financing once construction is completed. Takeout Loan. This loan can provide permanent financing on a project in which a temporary loan already exists.

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