Loan Assistance: When on a low income it can be difficult to obtain a personal loan. Fortunately there are great specialty loans which are designed for those on a low income or with bad credit (not payday loans). These loan options are provided by certain banks, credit unions and non-profits. Learn about these different loan options here.
FHA loans have really helped to fill a need for those borrowers that have bad credit, allowing for the notion and reality of bad credit home loans. As it stands today, the ability for a person to get a loan who has bad credit is easier than it has been in years. Current FHA guidelines allow for a credit score of 580 or better.
The lenders are offering short-term, small-dollar, low interest loans of under $2,500 to low-income Americans, many of whom that apply have poor or no credit scores. The federal deposit insurance corporation (FDIC) product can be an important source of funding to those that need access to financing.
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FHA home loans come with the most attractive interest rates since the loan is insured by the FHA. The qualification requirements are simple and flexible. Low Credit Score Home Loan Programs: Get Home Loans for Bad Credit at Most Attractive Interest Rates. Have you recently been denied for a mortgage loan over credit scores?
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