· Just a handful of months ago, mortgage rates were soaring. Now they are sinking. According to data released Thursday by Freddie Mac, the 30-year fixed-rate average plunged to 4.06 percent, with an.

Prime Rate Right Now RBC Royal Bank Prime Rate. The prime rate is the lending rate Canada’s banks and financial institutions use to set interest rates for variable loans and lines of credit, including mortgages. RBC Royal Bank’s prime rate is currently 3.70%. The current RBC Royal Bank prime rate is 3.70%.

Mortgage buyer Freddie Mac said Thursday the average rate on a 30-year, fixed- rate mortgage declined to 4.37 percent from 4.41 percent the.

Current Daily Mortgage Rate Gov, Refis Jump as Mortgage Market Index Holds Press release dec. 18 Although there was little week-over-week change in the U.S. Mortgage Market Index from Mortgage Daily, rate-term refinance share was wider than it’s been in nearly a year, and FHA share was was at an eight-month high.

WASHINGTON (AP) – U.S. long-term mortgage rates fell this week after four weeks of increases, giving a boost to prospective home buyers during the spring sales season. Mortgage buyer Freddie Mac said.

We examined data from Freddie Mac’s Primary Mortgage Market Survey to identify historical mortgage rate trends. Click to read about the history of 15-year fixed rate mortgages, 30-year fixed rate mortgages, and 5-1 hybrid adjustable mortgages.

View the latest mortgage rates from Mortgage News Daily, MBA or Freddie Mac surveys, with charts.

Average US mortgage rates decline; 30-year at 4.59 percent | WTOP Multiple key mortgage rates notched higher today. The average rates on 30-year fixed and 15-year fixed mortgages both moved.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

Consider whether you should lock in a low rate now. The average rate on a 30-year fixed-rate mortgage has dropped all the way down to 3.82%, from 3.99% last week, says mortgage giant Freddie Mac. The.

The US 30-Year Mortgage Rate is the fixed interest rate that US home-buyers would pay if they were to take out a loan lasting 30 years. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.

Interest only mortgage rates are commonly 1% higher than 30-year rates. The Best Time to Get a 30-year Mortgage. The best time to get a 30-year mortgage is when interest rates are low. Interest rates tend to fluctuate significantly over time. Recently average 30-year rates were below 4%, but prior to the recession were above 6% and were as high as 18.45% in October of 1981.

Interactive historical chart showing the 30 year fixed rate mortgage average in the United States since 1971.