Eligible Texas Veterans and Military Members have an opportunity to purchase a home with a competitive, low-interest loan with little or no down payment. Veterans, Military Members and their spouses may receive up to $484,350 on a fixed-rate loan for 15, 20, 25 or 30 year terms*.

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In a vestige of old homestead protection laws, Texas cash-out refinances are bound by the provisions of any previous refinance, Mr. Walsh says. Many lenders thus won’t refinance a home that already.

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