Texas has unique requirements for taking equity out of your primary residence homestead. The term "home equity" loans refers to lending on primary residences only. However, we may be able to assist you with a different product such as a cash-out refinance using your vacation or investment home as security for the loan.

Search our Austin, Texas Home Equity Loan database and connect with the best home equity loan professionals and other Local Lender Professionals in Austin, Texas.

Austin, Texas 10-Year Home Equity loan rates. compare 10-Year Home Equity Loan rates from lenders in Texas with a loan amount of $50,000. To change the mortgage product or the loan amount, use the search box above.

A Land Loan with UFCU can be used to finance raw land or land with few improvements, like utilities, well, and septic. UFCU can only make land, mortgage, or home equity loans in the state of Texas and does not offer loans for agricultural exempt properties. Contact us to learn more.

Prefer to have personal home loan assistance? Call us at 903-295-4405 or 800-644-9275. Email a Mortgage Specialist here or. Visit your local Austin Bank location to speak with one of our mortgage professionals to answer any of your questions or to ask for advice.

Texas Home Equity Loans Home equity loans can be used for almost anything — education expenses, bill consolidation, major appliances, etc. Interest paid on a home equity loan is often tax deductible (consult your tax expert, please).

Home Equity Loan Or Refinance Home equity loans can be a great resource for qualified homeowners to pay unexpected bills, make home improvements or take a much-needed vacation. Before choosing a home equity loan, borrowers should.5 Year Fixed Rate Mortgage A five year fixed rate mortgage will fix your interest rates and monthly repayments at the same level for five years. If you choose a fixed mortgage over a variable one, your mortgage repayments.

Home Equity Loan Application & Loan Guidelines. Some Texas laws regarding home equity loan procurement include: Restrictions on mortgage debt: Borrowers can’t owe more than 80 percent of the market value of their home on their mortgage and home equity loans combined. That means if you already have a $40,000 mortgage against a home worth $80,000.

Get Qualified For A Home Loan Get Pre-Qualified Once you’re sure your credit reports are accurate, consider getting pre-qualified for a loan through your preferred lender. With bumps and bruises on your credit history, you may be required to provide explanations or produce proof that you’ve re-established good credit.

If you have property in Texas, a home equity loan or home equity line of credit (HELOC) can be an economical way to obtain a low-rate loan. Prices in Denver, Austin. Solution’s Year-End 2018 U.S. Home Equity & Underwater Report, in the fourth quarter of 2018 over 14.5 million U.S. properties were equity rich – where the combined.