The interest rate table below is updated daily, Monday through Friday, to give you the most current rates when refinancing a home loan. Use our mortgage calculator to get a customized estimate of your mortgage rate and monthly payment. Try our Home Value Estimator to discover your home’s value. Contact a Chase Home Lending Advisor when you’re.

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If your 15-year fixed mortgage rate isn’t as low as you’d like it to be – or mortgage rates have fallen since you were approved for your mortgage – you can refinance your loan in order to try and get a better rate. But a lender will have to approve you for a refinance, meaning that you’ll have to complete a lot of paperwork, pay fees and apply for a new loan all over again.

Are 15-year, fixed-rate mortgages a good choice for refinancing? They often are, especially for homeowners well along in an existing 30-year mortgage; these can be used to chop years off of a remaining mortgage term, and often at the same or even lower than their current monthly payment.

Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

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Monthly payments on a 15-year fixed refinance at that rate will cost around $712 per $100,000 borrowed. That may put more pressure on your monthly budget than a 30-year mortgage would, but it comes.

Conforming 15 year mortgage rates are averaging 3.75 percent today, down slightly from the previous week’s average 15 year rate of 3.76 percent. Currently, the lowest 15 year refinance rate on our rate list is quoted at 3.625 percent with no mortgage points.

Refinance rates valid as of 25 Sep 2019 03:40 pm EDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. arm interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and.

View today's mortgage refinance rates for fixed-rate and adjustable-rate. and payments are subject to increase after the initial fixed-rate period (5 years for a.

How Much Is Prime Rate The prime rate is an interest rate determined by individual banks. It is often used as a reference rate (also called the base rate) for many types of loans, including loans to small businesses and credit card loans. On its H.15 statistical release, "Selected Interest Rates," the Board reports the.