Local Loan Limits – Spade, TX Loan Limit Summary. Limits for FHA Loans in Spade, Texas range from $314,827 for 1 living-unit homes to $605,525 for 4 living-units. Conventional Loan Limits in Spade are $484,350 for 1 living-unit homes to $931,600 for 4 living-units. The 2019 Home Equity Conversion Mortgage (HECM) limits in Spade is $726,525.

Spade, TX mortgages that "conform" to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Spade, TX mortgage loans that have been made. As a result, Spade, TX mortgage rates today are lower than jumbo interest rates in Spade, TX.

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